今日單字 (Daily Vocabulary)
單字 中文解釋 重點用法
1. Compounding 複利 Compounding interest is the eighth wonder.
2. Passive Income 被動收入 Dividends are a great source of passive income.
3. Principal 本金 Don't lose your initial principal in a trade.
4. Retirement 退休 I am saving money for an early retirement.
5. Contribution 捐助、定期投入 Monthly contributions build long-term wealth.
6. Discipline 紀律 Financial discipline is harder than it looks.
7. Horizon (投資) 期限、眼界 A ten-year investment horizon is very safe.
8. Nest Egg 退休儲備金、養老金 She is slowly building her nest egg.
9. Diversify 多樣化、分散 It's risky not to diversify your investments.
10. Inflation-adjusted 經通膨調整後的 Calculate your inflation-adjusted returns.
今日小故事 (Short Story)
Planning for the future takes time and discipline. Tom started his investment journey with a small principal. Every month, he made a steady contribution to his stock account. He focused on a long-term horizon of twenty years. He knew that the power of compounding would turn his small savings into a large nest egg.
Tom’s goal is to achieve an early retirement. To do this, he works hard to diversify his assets and create more passive income. Even though prices are rising, he stays calm because his plan is inflation-adjusted. By staying committed to his strategy, Tom is building a future where he can enjoy life without worrying about money.
【中文對照】
為未來做規劃需要時間與紀律 (discipline)。湯姆以一筆小額的本金 (principal) 開始了他的投資之旅。每個月，他都會固定向他的股票帳戶進行定期投入 (contribution)。他專注於二十年的長期期限 (horizon)。他知道複利 (compounding) 的力量會將他的小額儲蓄變成一大筆退休儲備金 (nest egg)。
湯姆的目標是實現提早退休 (retirement)。為了做到這一點，他努力將資產多樣化 (diversify) 並創造更多被動收入 (passive income)。儘管物價正在上漲，他仍保持冷靜，因為他的計畫是經通膨調整過的 (inflation-adjusted)。透過堅持他的策略，湯姆正在建立一個可以享受生活而無需擔心金錢的未來。
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