No Plagiarism!Ig7juqIZy2BKfYTZ8AgJposted on PENANA 185Please respect copyright.PENANAVmwsMSSzqE
8964 copyright protection181PENANANzevZbJLLU 維尼
相信很多人都聽過,六罐子理財法、信封理財法、分帳戶理財法……各種不同名稱的理財法。8964 copyright protection181PENANARylsNoKGZ1 維尼
185Please respect copyright.PENANAfzI5tHErgZ
8964 copyright protection181PENANAplOxrHzy3u 維尼
其實他們都是同樣的概念。8964 copyright protection181PENANA7RWRiFMwZv 維尼
185Please respect copyright.PENANAhDw46jDn3s
8964 copyright protection181PENANAKEErn87D6I 維尼
簡單的說,就是將錢分門別類!8964 copyright protection181PENANAsOhB6JNehD 維尼
185Please respect copyright.PENANAAYAPi8h6f2
8964 copyright protection181PENANAOXG7yMCVAF 維尼
一個月的薪水發下來,要付房租、水電、瓦斯……,除了民生必需品,還有社交、旅遊、出門吃飯……等花費。8964 copyright protection181PENANApiJMx5I8ZV 維尼
185Please respect copyright.PENANAuhOY5loyPb
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這麼多的開銷,這邊東付一下西付一個,不到月底錢錢就消失不見了!8964 copyright protection181PENANAltASEXfd1M 維尼
185Please respect copyright.PENANAE45x0hzPpt
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所以將他們分門別類,是非常重要的!8964 copyright protection181PENANABIjTygF4UJ 維尼
185Please respect copyright.PENANAlRRUL0HQlJ
8964 copyright protection181PENANAXB2U3SuFNm 維尼
我們在第二章的記帳篇,已經得知了我們一個月的開銷都花在哪了!8964 copyright protection181PENANA0rcrHLf0KG 維尼
https://www.penana.com/story/166438/%E5%9C%A8%E5%B0%8F%E8%AA%AA%E7%B6%B2%E7%AB%99%E6%95%99%E6%8A%95%E8%B3%87%E7%90%86%E8%B2%A1%E6%9C%83%E6%80%8E%E9%BA%BC%E6%A8%A3%E5%91%A2/issue/28964 copyright protection181PENANAelNObq3l2T 維尼
185Please respect copyright.PENANAuUiFAuqlWI
8964 copyright protection181PENANALDlO2MfesB 維尼
這時候呢!就要將他們分門別類,放在不同的信封袋裡! (我是用風琴夾貼標籤)8964 copyright protection181PENANA4xF8gy8lwT 維尼
185Please respect copyright.PENANAKNERcsFjEZ
8964 copyright protection181PENANARDD2C04ZFe 維尼
可以分為:8964 copyright protection181PENANAUzd48Y0N6q 維尼
每月儲蓄:10%8964 copyright protection181PENANAiWr2y94FBb 維尼
每月投資:10%8964 copyright protection181PENANAxqZ0oLahep 維尼
房租、水電、網路、電話費、伙食費等必要開銷:50%8964 copyright protection181PENANASTRGfJBvDJ 維尼
社交、娛樂、購物:30%8964 copyright protection181PENANAusNFiRJbkp 維尼
185Please respect copyright.PENANAXZpeOsIXki
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依據每個人狀況以上的分配比可以隨時調整。8964 copyright protection181PENANAth9WvuJDyL 維尼
185Please respect copyright.PENANAJJ4LImu88P
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重點是!!8964 copyright protection181PENANAVkR8M3AYlZ 維尼
185Please respect copyright.PENANAHpsRPFiaq7
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不要隨便挪動儲蓄、投資的錢!8964 copyright protection181PENANAfcrAttnN4o 維尼
185Please respect copyright.PENANAlBsKg5f5gV
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儲蓄、投資的占比,只可多!不准少! (除非你明天就要餓死!)8964 copyright protection181PENANAhaPiJyp7sG 維尼
185Please respect copyright.PENANAHAG6S6ca24
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投資指的不只是股票、ETF、基金等,還有投資腦袋的錢,例如:書本、線上課程,這些是在為你的未來做準備!8964 copyright protection181PENANAbNPSpVhDTX 維尼
185Please respect copyright.PENANAmENetPdBtb
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唯有做好準備,才有可能將儲蓄、投資的比例拉高!8964 copyright protection181PENANAeYXG5wRYau 維尼
185Please respect copyright.PENANAyX0VIw9STy
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等我們脫離小資,儲蓄、投資的比例,來到60%、70%都是完全沒問題的!185Please respect copyright.PENANAWNjD56x90U
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