十月二十日 星期五 二零二三 晴22Please respect copyright.PENANAlb3RL5EbWZ
22Please respect copyright.PENANAqeRebRMPx7
幾天前收到老師的電郵,說房貸的利息封頂位預計在十一月會再升,建議我們先向銀行申請房貸以維持一個低點的利息封頂位。22Please respect copyright.PENANAvuVsolVqhE
22Please respect copyright.PENANA5YcZ7S6eXQ
我交了表,他替我向幾間銀行申請。由於我的房子在2025年2月才收房,本來現在是不能申請的,一般銀行於收房前半年才批房貸。所以只有中銀給我房貸方案,維持在現時的利息封頂位。22Please respect copyright.PENANARA9xA4wGMP
22Please respect copyright.PENANAbLR8g9Br1i
我問老師可否借少點,利息少付點。22Please respect copyright.PENANAjnGBjUsfxB
22Please respect copyright.PENANAIVZyAkCo9v
老師建議我借盡,因為借少點,銀行的回贈也會少點,他建議我把餘款放進高息存款去賺利息繳房貸。22Please respect copyright.PENANAhlDfs8J4k7
22Please respect copyright.PENANAFpmJXdUQ1U
但上司說高息存款的利率會隨利率波幅而降......22Please respect copyright.PENANA1Ck3cHpx5e
22Please respect copyright.PENANAaFQFaB2nLQ
我:中銀給我房貸方案,在考慮接不接受22Please respect copyright.PENANAdaWH63uwcQ
男友:看有沒有其他方案,沒有也只能接受22Please respect copyright.PENANAfzQqMVNBB2
我:按現在的利息算,我要付80萬利息......2024年10月才申請也可以,我該等到2024年10月嗎?22Please respect copyright.PENANA487Yz5Ings
22Please respect copyright.PENANAbDnPtddTxE
銀行比高利貸可怕,利息是房價的一半......原以為買資助房負擔沒那麼大,沒想到利息這麼恐怖,而且利息還可以繼續加......利息封頂位越高,可加的利率越高......還是早點簽房貸文件比較好? 22Please respect copyright.PENANAnE9QqfKUbg
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我想、我寫
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我想、我寫
Author:
紅葉
Published:
May 9, 2024
ISSUE #557
2023年10月20日 - 恐怖的利息
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